Bankruptcy Chapter 13

Is Chapter 13 Bankruptcy Right for You?

Grand Rapids Bankruptcy Attorneys

Many people are afraid of what a bankruptcy filing will do to their credit rating. Although they face massive credit card debt, late payments, fines and fees, they try to manage the situation-but they really can't. At a certain point, financial problems are just too severe to get out from under them without help.

If you're ready to look at your options and to get the facts about bankruptcy, contact the bankruptcy attorneys at Damon, Ver Merris, Boyko & Witte, PLC. We can help you understand your options for getting out of debt and back on your feet financially.

Non-Bankruptcy Options

At Damon, Ver Merris, Boyko & Witte, we don't automatically assume that bankruptcy is your only or best option. Your financial situation and life circumstances are unique so we take time to understand your situation so we can advise you on all the options available to you, including non-bankruptcy options.

Our bankruptcy lawyers may be able to negotiate with your credit card companies to get you better rates. We may be able to help you with refinancing. Let us look at your situation and see what we can do.

What Chapter 13 Bankruptcy Can Do for You?

Chapter 13 will restructure your existing debt. It can reduce your credit card debt and other debt. It can eliminate some payments, fees and fines. It will extend the time you have to make payments so your payments are lower (sometimes drastically lower).

With Chapter 13 bankruptcy, your debts will be paid within 3 to 5 years and your credit will be rebuilt. You will find yourself back on solid financial ground.

Honest Advice, Realistic Legal Help

If you simply do not have enough income to pay back even a reduced amount of debt because of a job loss or medical problems, Chapter 7 bankruptcy may be the better choice for you. Learn more about Chapter 7.

You do not need to struggle with overwhelming debt. Talk with a bankruptcy lawyer at Damon, Ver Merris, Boyko & Witte today. Get honest, straightforward advice about all your options. You can begin the process of rebuilding your credit rating and your financial life.

Contact Our West Michigan Bankruptcy Attorneys

To find out if Chapter 13 bankruptcy is an option for you, contact Damon, Ver Merris, Boyko & Witte, PLC or call 616-975-9951 to schedule an initial consultation with no obligation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.