Bankruptcy Chapter 7

Is Chapter 7 Bankruptcy a Solution to Your Financial Challenges?

Grand Rapids Bankruptcy Lawyers

Every year, thousands of Michigan families face serious financial hardship and live with the stress of unmanageable debt. If you find yourself in this situation and you are constantly worried about:

• Spiraling credit card debt
• Late mortgage payments
• Missed car payments
• Unpaid bills
• Harassing calls from debt collectors

It's time to get the facts about bankruptcy as one potential solution to your serious financial problems. The Chapter 7 bankruptcy attorneys at Damon, Ver Merris, Boyko & Witte, PLC can help you understand your options and choose the best way to address your debt.

Contact the Grand Rapids bankruptcy lawyers at Damon, Ver Merris, Boyko & Witte.

What Chapter 7 Bankruptcy Can Do for You

Chapter 7 is often the best choice for people who have lost a job or income, who have major medical problems, and those with more debt than they will likely ever be able to pay. Chapter 7 eliminates most credit card debt and medical bills. It is designed to give people a "fresh start" with their financial life.

Chapter 7 is the type of bankruptcy most affected by the change in the bankruptcy law. While fewer people now qualify for Chapter 7 relief than before 2006, it is still available to a large portion of the population.

Honest Advice, Realistic Legal Help

Bankruptcy can't do everything. If your home is in foreclosure and you can't afford your house payments because you no longer earn enough income, bankruptcy cannot save your home. But if your home has more value than the amount you owe the bank, we can suggest ways to help you save your home or get some of that money back.

When you talk with our bankruptcy lawyers, we can help you assess your situation, understand your options, and apply for Chapter 7 or Chapter 13 bankruptcy if it's right for you.

Contact Our West Michigan Bankruptcy Attorneys

To find out if Chapter 7 bankruptcy is an option for you, contact Damon, Ver Merris, Boyko & Witte, PLC or call 616-975-9951 to schedule an initial consultation with no obligation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.